The sale and purchase of horses is often a stressful operation for both parties. Horses being live athletic animals cannot be guaranteed in the manner of motor vehicles. Like machines the body is subject to stresses and wear and tear but unlike a car there is no facility for easy repairs. The phrase “caveat emptor” may well have been coined for […]
Category Archives: KBIS - Insurance Insights
As riders our main focus is usually our horses and we forget about putting cover in place for ourselves, despite the unpredictable nature of horses. Personal Accident Insurance is, therefore, an important consideration whether you are a professional or amateur rider. There are many different policies available covering personal accident and it’s […]
04
Sep
Sep
There is sometimes some misunderstanding as to why insurance companies require health documentation when a horse is insured, hopefully, this will help to explain why it is required and why full disclosure benefits the horse owner. When a horse is insured it is important for the owner and the Underwriter (the company that takes on the risk of the […]
Liability Insurance The purpose of liability insurance is to protect you when you are held liable for injury or damage to a person or their property as a result of your negligence, there are two elements to a combined liability policy, Public Liability and Employers Liability.
What does my horsebox insurance include? Am I covered to transport my friend’s horses?
Selecting which level of cover is most suited to your situation can be difficult, especially when there are so many different options available. Below we have produced a simple guide designed to help you when choosing a suitable Vet Fee option for you and your horse.
Losing a horse, whatever the circumstance, is the most difficult thing any owner will face and nothing can help lessen the emotional impact it has. Having your horse insured against all risks of mortality can help with the financial implication of such a loss but what many people don’t fully understand is that unless the horse dies of natural […]
26
May
May
Insuring Yourself – What does Rider Insurance Cover? Rider Insurance is a term used for both Personal Accident Insurance and Public Liability Insurance for people who ride or handle horses. These types of insurance cover different risks as follows; Personal Accident Insurance covers you for injuries you sustain while riding and handling horses, […]
The first step to insuring your horse is deciding on the amount you should insure them for, this is referred to as the sum insured or value to insure. To decide on this amount you need to determine your horses Market Value. In the first of our Insurance Insight articles we look at Market Value, what it is, how it is determined and its relationship […]
When it comes to insurance, making sure that you are getting the best policy for your needs is always at the forefront of most people’s minds, along with value for money, and is something KBIS focusses closely on. KBIS British Equestrian Insurance, the UK’s leading independent horse insurance provider, are the only insurer to offer 15 months […]