The Importance of Insurance as a Freelance Groom or Rider Why do I need insurance? It is no secret that working with horses can involve a high level of risk. Ensuring suitable Insurance cover is in place for you as a Freelance Groom or Rider will provide the protection you need in your everyday work. Working on a Freelance basis means you are […]
Category Archives: KBIS - Insurance Insights
The sale and purchase of horses is often a stressful operation for both parties. Horses being live athletic animals cannot be guaranteed in the manner of motor vehicles. Like machines the body is subject to stresses and wear and tear but unlike a car there is no facility for easy repairs. The phrase “caveat emptor” may well have been coined for […]
As riders our main focus is usually our horses and we forget about putting cover in place for ourselves, despite the unpredictable nature of horses. Personal Accident Insurance is, therefore, an important consideration whether you are a professional or amateur rider. There are many different policies available covering personal accident and it’s […]
04
Sep
Sep
There is sometimes some misunderstanding as to why insurance companies require health documentation when a horse is insured, hopefully, this will help to explain why it is required and why full disclosure benefits the horse owner. When a horse is insured it is important for the owner and the Underwriter (the company that takes on the risk of the […]
Losing a horse, whatever the circumstance, is the most difficult thing any owner will face and nothing can help lessen the emotional impact it has. Having your horse insured against all risks of mortality can help with the financial implication of such a loss but what many people don’t fully understand is that unless the horse dies of natural […]
26
May
May
Insuring Yourself – What does Rider Insurance Cover? Rider Insurance is a term used for both Personal Accident Insurance and Public Liability Insurance for people who ride or handle horses. These types of insurance cover different risks as follows; Personal Accident Insurance covers you for injuries you sustain while riding and handling horses, […]
When it comes to insurance, making sure that you are getting the best policy for your needs is always at the forefront of most people’s minds, along with value for money, and is something KBIS focusses closely on. KBIS British Equestrian Insurance, the UK’s leading independent horse insurance provider, are the only insurer to offer 15 months […]